Financial Plan...

Recenlty Beh had teach me how to plan for our financial after she read some books. hmm...i had try to plan based on what Beh teach me..but after that i just knw that y all the long i alway face problem bcoz my expenses in over my salary.....shit! after know this, i start worry my financial problem and my future life liao!ok! ok! i alway re-plan and re-plan how to use my salary and how to save money...in the end i get a result liao! although no so much but Beh told me that better than i never save and don't force myself too much if not i will feel 'mang chang'! haha..!! i really 'mang chang' recently when i do the plan. actually i know my financial problem but i no dare to face it only. now after list out then i feel scare...start from now, i will try my best to save money but it look like a little hard but i will try....thanks Beh!